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MoneyClick
person Personal Loan

Loans For
Life's Big Moments

Wedding, travel, education or medical needs — get up to ₹50 Lakhs with zero collateral and 100% digital process.

₹50L
Max Loan
10.99%
Starting Rate
60
Max Months
24hr
Disbursal

Why Choose Our Personal Loan?

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No Collateral

100% unsecured loan — no asset pledge required.

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Instant Approval

AI-powered underwriting gives decision in 10 minutes.

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Minimal Documents

Just Aadhaar, PAN & bank statement. That's it.

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Flexible Repayment

Choose tenure from 6 to 60 months per your budget.

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Zero Prepayment Penalty

Close your loan early without any extra charges.

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Dedicated Support

Your personal loan manager throughout the journey.

Personal Loan EMI Calculator

Adjust the sliders and get an instant EMI estimate. No commitment required.

Loan Amount₹5,00,000
Tenure24 months
Interest Rate (p.a.)10.99%

Monthly EMI

₹23,146

Total Interest

₹55,512

Total Payable

₹5,55,512

Apply for This Loan →

Eligibility Criteria

  • check_circle Indian resident aged 21–60 years
  • check_circle Minimum CIBIL score of 650+
  • check_circle Salaried: Min. ₹25,000/month income
  • check_circle Self-employed: Min. ₹3 LPA (ITR filed)
  • check_circle Minimum 1 year employment / business
  • check_circle Valid Aadhaar & PAN card

Documents Required

  • description Aadhaar Card (for KYC)
  • description PAN Card (mandatory)
  • description Last 3 months' salary slips
  • description Last 6 months' bank statement
  • description 1 recent passport-size photograph
  • description Employment letter (for salaried applicants)

Start Your Application Today

Takes 5 minutes. No credit score impact. Instant decision.

Apply Now — It's Free
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